Standard loan which does
not offer any protection if either wage earner becomes unable to work. You
are still liable to commit to all payments for the term of the loan.
WITH SINGLE PROTECTED PAYMENT
PLAN
Partly Protected loan
which offers the protection for a single wage earner if they become unable to
work. This will guarantee the protected applicants wage for death, accident,
sickness and unemployment.
WITH JOINT PROTECTED PAYMENT PLAN
Fully
Protected loan, for both partners offering payment protection if
either wage earner becomes unable to work due to death, accident, sickness
or unemployment. If either applicant is unable to
work, then the loan payments will be met for the period.
Up to £250 Cash Back
On all applications completed with BCS Loans & Mortgages, we will give you up to £250 cash back up on completion.
WE STRONGLY RECOMMEND THAT YOU CONSIDER PURCHASING PROTECTED PAYMENT INSURANCE WITH
YOUR LOAN FOR AT LEAST THE MAIN WAGE EARNER
Licensed Credit Brokers. Written quotations on request.
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RATES RANGE FROM 7.7% - 21% APR VARIABLE. OUR TYPICAL RATE IS
12.9
% APR VARIABLE INCLUSIVE OF ANY BROKER FEE
THAT MAY BE PAYABLE (TYPICALLY 3%).
THINK CAREFULLY
BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY
BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A
MORTGAGE OR ANY OTHER DEBT SECURED ON IT.