|
Loan Options
You
may have specific requirements for your loan, from what you want it
for, to how you want to repay or protect it. As one of the UK's leading
finance brokers we can tailor a loan to your needs:
|
|
Purpose
of Loan
Length of Repayment Term
Fixed Rate Options
Up to £250 Cash Back
Loans up to 125% of Value of your Home
|
Self Certification
Adverse Credit
Loans for over 60's
Protecting your Payments
|
|
Purpose of
Loan
|
Back to Top
|
You can use the proceeds of your loan for virtually any purpose, car,
holiday, home improvements or simply to consolidate all your existing
commitments in one low affordable monthly payment.
If you are unsure on how
much you need or what you need it for contact our customer services team on
0800 132952.
|
|
|
Length of Repayment Term
|
Back to Top
|
You can choose to pay your loan over any term from 3 years to 30 years
to suit your budget. All of our loans can be repaid early at any time and
many have flexible repayment options.
|
|
|
Fixed Rates
|
Back to Top
|
Many of our loans are available with fixed rate options from 1 – 5
years giving you the peace of mind that your repayments will remain the same
in the fixed rate period. See our Loan Calculator for rates or contact
customer services on 0800 132952.
|
|
|
Up to £250 Cash Back
|
Back to Top
|
As a thank you for arranging your loan with BCS Loans & Mortgages, we will give you up to £250 Cash Back. There are no
conditions attached, everyone qualifies and there is no claim required.. For full details see our
Cash Back Offer.
|
|
|
Loans to 125% of the Value of Your Home
|
Back to Top
|
No equity? No problem. We can arrange finance for you up to 125% of the
current value of your home.
|
|
|
Self
Certification/Self Employed
|
Back to Top
|
We recognise that many people work for themselves and cannot prove income.
Don’t worry, at BCS we have many loans that allow you to self
certify your income, and with fixed rates, the
same as if you were employed.
|
|
|
Adverse Credit
|
Back to Top
|
If you have been turned down or failed a credit score, do not assume
that all companies are the same. We always look for reasons to arrange a
loan and not for reasons to turn you down. We do not credit score and will
do all we can to get you a loan at competitive rates without delay.
|
|
|
Loans for
Over 60’s
|
Back to Top
|
We have specialist
lenders who will accept pension income and state pensions. Also many of our
lenders are happy to extend terms beyond retirement age. So if you are
feeling victimised because of your age then call our customer services who
will be happy to discuss your circumstances on Freephone 0800 132952.
|
|
|
|
Protecting Your
Payments
|
Back to Top
|
We have a range of options
designed to guarantee the protected applicants Loan Payments for the period
of unemployment or sickness. You can see our range of options at Loan
Protection Options.
|
